College Expenses and Child Support Obligations in Divorce Cases

Jul 16, 2025

College Expenses and Child Support Obligations in Divorce Cases

Child support is traditionally intended to cover essential needs like food, shelter, and clothing. However, when a child reaches college age, the issue becomes more complex. Courts across the U.S. have grappled with whether or not a non-custodial parent should be compelled to pay for college expenses—especially if the child is over 18 and legally an adult.

2. How Different States Approach College Expenses

In some states like New Jersey, Illinois, and Massachusetts, courts can mandate divorced parents to contribute toward a child’s higher education. Meanwhile, other states consider post-secondary education a luxury, not an obligation. This discrepancy often causes confusion and legal battles.

2.1 Key State Differences

For example, in Indiana, courts can extend child support up to age 21 to include college contributions, while in Texas, child support typically ends at 18 or high school graduation. Knowing your state’s legal environment is essential to setting fair expectations and agreements.

3. When Court Orders College Cost Sharing

Courts generally consider factors such as the child’s aptitude, the financial capacity of both parents, and whether the parents would have supported the child’s education had they remained together. If both parents are college graduates, a judge may assume similar aspirations for their children and assign financial responsibility accordingly.

3.1 Timing Is Critical

Sometimes, failure to address college expenses in the original divorce decree can lead to costly and emotionally draining post-judgment litigation. That’s why it's often recommended to explicitly include a clause on post-secondary education support during the initial divorce agreement.

4. Real Cases That Shaped How Expenses Are Handled

In Newburgh v. Arrigo, the New Jersey Supreme Court ruled that divorced parents may be required to contribute to college tuition, emphasizing the child’s best interests. Another recent case in Illinois reaffirmed that even when a parent objects to the chosen institution (a private college with high tuition), courts may still enforce shared payment if the choice is deemed reasonable.

These cases underscore that college expenses are no longer considered purely voluntary contributions but part of a larger legal and parental responsibility framework—especially in divorce settlements.

5. What Parents Should Consider Legally and Financially

5.1 Include a College Clause in Your Divorce Agreement

Be proactive. Draft a specific clause that outlines how tuition, housing, books, and living expenses will be divided. You can even set contribution caps or define the types of schools covered (e.g., in-state vs. private).

5.2 Consider FAFSA and Third-Party Aid

Federal student aid heavily weighs the custodial parent's income. Understanding how your legal arrangements may impact your child’s financial aid eligibility is critical.

5.3 Communication Between Parents

Misunderstandings over financial responsibilities often arise when ex-spouses assume the other will pay. A clear legal document avoids surprises—and resentment.

6. How ESPLawyers Can Help You Secure Fair Agreements

At ESPLawyers, we’ve worked with hundreds of families navigating the overlap of divorce, child support, and higher education. Whether you’re drafting an initial agreement or revisiting one due to college costs, our legal team ensures your rights and finances are protected while keeping your child’s educational goals in sight.

In today’s legal landscape, college expenses and child support obligations are deeply intertwined. Don’t leave your child’s future—or your finances—to chance. Connect with ESPLawyers to create a comprehensive support strategy that works for your unique situation.