Cohen Consumer Law

Welcome to Lawyers Near Me, your platform designed to help you find legal professionals who offer specific services in your local area. Today, we're introducing Cohen Consumer Law, a law firm dedicated to helping individuals navigate challenging consumer debt and student loan issues. While the provided address is 35 Cold Spring Rd STE 514, Rocky Hill, CT 06067, USA, it's important to note that their primary operational contact information often points to a P.O. Box in West Dover, VT, and phone numbers that may be associated with both Connecticut and Vermont offices. You can contact them by phone at (860) 233-0338 or via mobile at +1 860-233-0338.

Cohen Consumer Law's listed address at 35 Cold Spring Rd STE 514, Rocky Hill, CT, suggests a professional office within a commercial building. This type of location typically offers a formal and private setting for client consultations, essential for discussing sensitive financial and legal matters. Rocky Hill is centrally located in Connecticut, potentially offering accessibility to clients throughout the state.

However, it is noteworthy that Cohen Consumer Law also lists a P.O. Box in West Dover, Vermont, as a contact address on their website. This suggests that while they may have a physical presence or a mailing address in Connecticut, a significant portion of their operations, especially for initial consultations, might be handled remotely or through their Vermont base. The firm indicates that they serve clients in Connecticut and Vermont, highlighting their multi-state reach.

The firm's website states that they offer a "Free Student Loan Review" and that they will "respond with a free review of your situation which includes a link to schedule a time to discuss the details for just $250." This indicates a structured approach to initial engagement, with a free initial assessment followed by a paid consultation for in-depth discussion.

Cohen Consumer Law, led by Attorney Joshua R.I. Cohen, focuses exclusively on consumer law issues, providing specialized legal services to individual consumers. They explicitly state that they "don't work for big business or even small business," underscoring their commitment to representing the individual. Their practice areas include:

• Federal Student Loans: This is a key area of their expertise. Attorney Joshua Cohen is known as "The Student Loan Lawyer," and his firm assists clients with various federal student loan issues, including servicing and collection problems. He aims to provide answers and put clients at ease by explaining their situation.

• Credit Card and Other Collection Lawsuits: The firm represents individuals being sued by credit card companies or other creditors for non-payment, helping them develop strategies to protect themselves.

• Wage Garnishment: They assist clients in taking steps to reduce or stop wage garnishment orders initiated by debt collectors.

• Abusive Debt Collection Conduct: The firm helps clients take action against debt collectors who violate laws like the Fair Debt Collection Practices Act (FDCPA) by engaging in abusive or unlawful contact.

• Credit Report Errors: They work to correct errors on credit reports that can negatively impact an individual's ability to obtain loans or favorable interest rates.

• Identity Theft: For victims of identity theft where fraudulent credit cards or loans have been opened in their name, the firm guides them through handling the fallout and correcting credit issues.

• Bank Account Freeze: They assist clients in fighting court-ordered bank account freezes where creditors attempt to seize funds. They aim to help clients reverse judgments that led to the freeze.

Attorney Joshua Cohen has focused exclusively on consumer law since 2008, demonstrating a deep specialization in these areas. Their goal is to create a strong legal strategy that can help relieve the burden on consumers.

Attorney Joshua R.I. Cohen is the principal attorney at Cohen Consumer Law. Key features and aspects of his professional background include:

• Exclusive Focus on Consumer Law: A defining characteristic of Cohen Consumer Law is its singular focus on consumer law, particularly issues related to debt and student loans. This specialization suggests a deep understanding and dedicated expertise in these complex areas.

• "The Student Loan Lawyer": Attorney Cohen has gained recognition as "The Student Loan Lawyer," indicating his pioneering role and expertise in assisting clients with student loan issues. He was noted as the first attorney to offer such a specialized service, which led to numerous referrals nationwide.

• Extensive Experience: With over a decade of experience focused exclusively on consumer law since 2008, Attorney Cohen has substantial practical knowledge in consumer protection.

• Bar Admissions and Associations: He is admitted to practice in Connecticut and Vermont, including both state and federal courts in these states. He is also a member of key professional associations such as the National Association of Consumer Advocates (NACA), the National Association of Consumer Bankruptcy Attorneys (NACBA), the American Bar Association (ABA), the Connecticut Bar Association (CBA), and the Vermont Bar Association (VBA). These memberships signify his engagement with the consumer advocacy community and commitment to professional standards.

The firm aims to address clients' anxieties by explaining their situation and providing clarity on their options, aiming to "put you at ease, at the very least."

Cohen Consumer Law promotes its services by highlighting its exclusive focus on consumer law, particularly federal student loan issues, and its commitment to helping individuals find solutions to their debt-related problems. Their website features information about their practice areas and encourages potential clients to ask questions to determine if the firm is the right fit for their needs. They emphasize that they offer a "free review" as a starting point.

However, the provided customer reviews present a mixed picture regarding client interactions:

• One client describes a negative experience with the "Free Student Loan Review" process. They state that without asking for additional information, they received an email stating that help couldn't be provided, along with a "derisive" comment about not providing the lender's name, which the client does not recall being asked for. This review highlights concerns about initial communication, perceived rudeness, and a potential lack of thoroughness in the intake process, leading to the client calling the service "Rude service. YUK!"

• Another client, who is disabled, expressed shock and disappointment at being quoted $150.00 for a 30-minute online consultation, especially after being directed to Attorney Joshua R.I. Cohen for help. This review points to concerns about accessibility and affordability of initial consultations for individuals facing financial hardship, particularly for those with disabilities who may already be struggling to find assistance. The client's sentiment of "Oh well, keep on keeping on then" conveys a sense of resignation and frustration at the inability to even have a conversation.

These reviews suggest that while Cohen Consumer Law aims to provide specialized assistance, there may be challenges in their initial client intake and fee communication, which could be off-putting for some potential clients, especially those in vulnerable financial situations. It's important for prospective clients utilizing the Lawyers Near Me platform to consider these reported experiences when evaluating Cohen Consumer Law for their consumer protection and student loan needs. Direct communication with the firm to clarify their consultation process and fees would be advisable to ensure alignment with individual expectations and circumstances.