Kenneth Breitbart & Associates

Navigating the legal landscape of debt and financial obligations can be a complex and often stressful experience for individuals across Maryland. When facing collection efforts, understanding the legal entities involved and their practices is crucial. This article aims to provide an overview of Kenneth Breitbart & Associates, a law firm based in Baltimore, to help local users in Maryland learn more about this firm from a factual perspective.

In the realm of legal services, firms often specialize in various areas, and some, like Kenneth Breitbart & Associates, are involved in debt collection. For anyone in Maryland encountering debt-related legal actions, knowing the nature of the firm involved, its operational practices, and how to contact them is essential. This overview will provide details on their location, potential services based on their involvement in debt collection, and how to reach out for more information. It is always important for individuals to be well-informed and to seek appropriate advice when dealing with legal and financial matters.

Kenneth Breitbart & Associates is situated in a central and easily accessible part of Baltimore, Maryland. Their office is located at 10 N Calvert St # 100, Baltimore, MD 21202, USA. This address places the firm in a prominent area within downtown Baltimore, which is known for housing numerous legal and business offices.

The location on North Calvert Street offers good accessibility for individuals in Baltimore and the wider Maryland region. For those utilizing public transportation, the area is well-served by various local bus routes. Furthermore, it is typically within walking distance of Light Rail stops and is relatively close to other major transportation hubs in downtown Baltimore, which can be convenient for clients traveling from different parts of the city or surrounding counties.

For clients who drive, downtown Baltimore has a variety of parking garages and lots, though it is always advisable to check availability and rates in advance. The firm's presence in a central business district often implies a degree of professionalism and established operations. The ease of access to Kenneth Breitbart & Associates underscores their positioning within the local legal ecosystem, aiming to be reachable for those who interact with their services.

Based on the provided customer reviews, Kenneth Breitbart & Associates appears to be primarily involved in debt collection and related legal actions. While a comprehensive list of all services is not available, the information strongly suggests that their legal work centers around representing creditors or debt purchasers in pursuing outstanding debts. The services they offer would likely include:

• Debt Collection Litigation: This involves initiating legal proceedings on behalf of clients (creditors) to recover debts. This could include filing lawsuits, obtaining judgments, and enforcing those judgments. The reviews mention practices like placing liens on bank accounts and collecting funds, which are common legal tools in debt collection litigation.

• Judgment Enforcement: After a judgment is obtained, the firm would likely engage in actions to enforce that judgment, such as garnishing wages, levying bank accounts, or placing liens on property. The review specifically mentions the firm "collecting $1,600.00" through a lien on a bank account, indicating active enforcement.

• Negotiations (on behalf of creditors): While the reviews suggest a firm stance on full payment, legal firms involved in collections may, in some instances, engage in negotiations for settlements on behalf of their creditor clients. However, the provided information indicates a preference for full payment over minimum or affordable installments from debtors.

• Legal Advice for Creditors: The firm would likely advise clients (creditors) on the legal pathways available for debt recovery, including strategies for collection, legal risks, and compliance with debt collection laws.

It is important to note that the perspective in the reviews is from debtors. For anyone dealing with debt collection, understanding the specific legal actions a firm is pursuing is crucial. Individuals facing collection efforts from this firm would benefit from seeking independent legal counsel to understand their rights and options.

Based on the provided customer reviews, the highlights and features of Kenneth Breitbart & Associates are primarily described from the perspective of debtors interacting with their collection practices. While these points highlight operational aspects, they also reflect the firm's approach to debt recovery.

• Aggressive Debt Recovery Stance: A consistent theme across the reviews suggests that the firm adopts a very firm and unyielding approach to debt collection. They are described as declining "minimum payments or what is affordable for the debtor" and insisting on "whatever amount is due in full." This indicates a strategy focused on full recovery rather than flexible payment arrangements.

• Use of Legal Enforcement Tools: The reviews highlight the firm's utilization of legal mechanisms to collect debts, such as placing "a lien on a bank account" and subsequently collecting funds. This demonstrates their active engagement in pursuing legal enforcement measures once a debt is adjudicated or subject to collection.

• Persistent Collection Efforts: The firm is described as continuing collection activities even during challenging times, such as "four weeks into quarantine (Covid-19)" and during periods when individuals were "laid off or had hours cut at work." This suggests a persistent and continuous approach to collection, irrespective of external circumstances impacting debtors.

• Collection of Exempt Funds (Alleged): A serious accusation in the reviews is the alleged collection of funds "exempt from collectors such as tax returns, child support, ssi ect." If true, this points to a practice that debtors find highly concerning and potentially legally questionable, as certain income sources are typically protected from garnishment.

• Perceived Lack of Flexibility/Compassion (from debtor perspective): The term "unreasonable" used in a review directly reflects the debtors' perception of the firm's lack of willingness to consider individual financial hardship or offer flexible payment solutions.

• Accusations of Dishonesty/Fraud (from debtor perspective): The most severe claims include that the firm is "committing fraud" and is "very dishonest with their clients who are not being informed about debtors offering minimum payments." These are strong allegations from the debtor's viewpoint, suggesting a perceived lack of transparency or ethical concerns regarding their communication with debtors or their own clients (creditors).

These "features" highlight the firm's operational approach from the perspective of those being pursued for debt. For individuals in Maryland who might be facing collection efforts from this firm, these points underscore the importance of understanding their legal rights and potentially seeking independent counsel.

Based on the provided public data, which consists of customer reviews from the perspective of debtors, there are no promotions or special offers publicly advertised by Kenneth Breitbart & Associates. In the context of a debt collection firm, the concept of "promotions" in the traditional consumer sense is generally not applicable.

Firms involved in debt collection typically operate on behalf of creditors, and their primary objective is to recover the full amount of outstanding debt, often including accumulated interest and legal fees. The reviews indicate that the firm tends to "decline minimum payments or what is affordable for the debtor" and pushes for full payment, suggesting that offers for reduced settlements or flexible payment plans from the firm's side are not common, at least from the debtors' experience.

For individuals in Maryland who are being contacted by Kenneth Breitbart & Associates regarding a debt, any potential for settlement or payment arrangement would likely need to be negotiated directly or, more advisedly, through independent legal counsel representing the debtor. The reviews highlight that debtors felt "not being informed about debtors offering minimum payments" by the firm's clients, implying that the firm's internal policy or client instructions may be geared towards full recovery. Therefore, prospective individuals interacting with this firm should not anticipate promotional offers and should prepare to address the full debt amount or seek independent legal advice regarding their options.

For individuals in Baltimore, Maryland, who need to contact Kenneth Breitbart & Associates, the following contact information is available:

Address: 10 N Calvert St # 100, Baltimore, MD 21202, USA

Phone: (410) 539-4554

Mobile Phone: +1 410-539-4554

These details provide direct channels to reach the firm. For anyone who has received correspondence from Kenneth Breitbart & Associates regarding a debt, these phone numbers are the most direct way to get in touch. When contacting any law firm, especially one involved in debt collection, it is often advisable to document all communications, including dates, times, and the names of individuals spoken to. If you are a debtor, you may also consider seeking independent legal advice before engaging in extensive communication or making any payments, to ensure you understand your rights and obligations fully.

For locals in Maryland, particularly those in Baltimore, interacting with a firm like Kenneth Breitbart & Associates often comes during a challenging time related to financial obligations. When considering why this firm is "suitable" for locals, it's important to view it from the perspective of its role in the legal ecosystem, especially as a firm that undertakes debt collection.

From the perspective of creditors, Kenneth Breitbart & Associates offers a service for the recovery of outstanding debts. For businesses or individuals in Maryland who are owed money, the firm's persistent and legally focused approach, including the use of liens and other enforcement tools, might be seen as an effective means of debt recovery. Their established presence in downtown Baltimore and their use of legal processes indicate that they are an active part of the local legal infrastructure for collection cases.

However, from the perspective of debtors, the suitability of this firm is viewed quite differently, as highlighted by the provided reviews. These reviews suggest that the firm's practices, such as allegedly declining minimum payments, continuing collection during economic hardship, and supposedly collecting exempt funds, are perceived as aggressive and lacking in flexibility or consideration for the debtor's circumstances. The accusations of dishonesty and fraud from debtors are serious concerns that prospective individuals facing collection efforts should be aware of.

Therefore, for locals who are creditors, this firm might be suitable if their priority is an assertive approach to debt recovery. For locals who are debtors being contacted by this firm, its suitability means that they should be prepared for a firm and persistent collection process, and it strongly underscores the need for them to understand their rights under Maryland law and consider seeking independent legal counsel. The firm is suitable for locals in that it is an established legal entity in Baltimore that actively engages in debt collection, making it a relevant and present factor in certain financial legal matters within the community.