For many individuals and small business owners in Illinois, the burden of overwhelming debt can feel insurmountable. Facing financial distress often comes with immense stress and uncertainty, making it crucial to find experienced and trustworthy legal guidance. In the heart of Chicago, Billbusters, Borges and Wu, LLC, stands as a firm dedicated to helping clients navigate complex financial challenges. This article aims to provide an objective overview of Billbusters, Borges and Wu, LLC, offering insights into their services and operational details to help Illinois residents understand what they might expect when seeking assistance with debt relief and consumer rights matters.
Billbusters, Borges and Wu, LLC was formed through the merger of two prominent bankruptcy and consumer rights law firms in the greater Chicago area in 2015. This merger aimed to combine strengths, creating a firm with the capacity of a large practice while striving to maintain personalized representation. Their mission is to offer solutions to consumers and small business owners struggling with debt, emphasizing that all individuals, regardless of financial constraints, are entitled to legal representation. The firm positions itself as a resource for those seeking a path to financial freedom, particularly through bankruptcy and consumer protection measures. They assert their commitment to professionalism, providing quality service at reasonable prices, and working to ensure the bankruptcy system operates smoothly for their clients.
Billbusters, Borges and Wu, LLC's main office is centrally located at 105 W Madison St Fl 23rd, Chicago, IL 60602, USA. This 23rd-floor office in downtown Chicago offers a significant advantage for accessibility, being situated in the heart of the city's financial and legal district. For residents across Illinois, this central location is highly accessible via various public transportation options, including CTA train lines and numerous bus routes, making it convenient for those traveling from different Chicago neighborhoods and surrounding suburbs. While parking in downtown Chicago can sometimes be a challenge, the firm's prime location means it's often within walking distance of major transit hubs, potentially alleviating the need for private vehicle use.
The firm also states that it has multiple office locations throughout Chicagoland, including downtown Chicago, Homewood, North Riverside, the Northwest Side, the South Side, and the Southeast Side. This network of offices aims to provide widespread accessibility to clients throughout the greater Chicago metropolitan area and beyond, offering flexibility for individuals to meet with an attorney at a location convenient for them. This extensive reach underscores their commitment to serving a broad base of clients facing financial difficulties across Illinois. They also offer night and weekend hours, indicating a dedication to accommodating clients' schedules, which is particularly beneficial for those who cannot miss work for appointments.
Billbusters, Borges and Wu, LLC specializes in bankruptcy and consumer rights, offering a range of services designed to help individuals and small businesses manage and resolve their debt burdens.
Chapter 7 Bankruptcy: This involves the liquidation of certain assets to pay off debts, offering a fresh financial start for eligible individuals by erasing credit card balances, medical bills, and other unsecured debts.
Chapter 13 Bankruptcy: This is a reorganization bankruptcy that allows individuals with regular income to develop a plan to repay all or part of their debts over three to five years, often enabling them to keep their homes and other vital possessions.
Foreclosure Defense: The firm assists homeowners facing foreclosure, exploring options such as loan modification, mortgage forbearance agreements, short sales, and deeds in lieu of foreclosure to help clients retain their homes or navigate the process with less financial impact.
Debt Settlement and Negotiation: For clients who may not be suitable for bankruptcy or prefer alternative solutions, the firm can negotiate with creditors to settle debts for a lower amount than originally owed.
Consumer Rights Protection: This includes addressing issues such as creditor harassment, unfair debt collection practices, and other violations of consumer protection laws.
Parking Tickets and Driver's License Issues: They also offer assistance with issues related to parking tickets and driver's license suspensions due to unpaid fines, which can be a significant concern for Chicago residents.
Billbusters, Borges and Wu, LLC highlights several features that they claim set them apart in the legal landscape for debt relief and consumer rights in Illinois.
Focus on Bankruptcy and Consumer Rights: The firm states that all their attorneys have focused their careers exclusively on the practice of bankruptcy law, aiming to provide specialized expertise in this complex area. This deep focus intends to ensure clients receive comprehensive and knowledgeable advice specific to their financial challenges.
Certified Consumer Bankruptcy Attorneys: The firm notes that some of their attorneys are certified in consumer bankruptcy by the American Board of Certification, which is accredited by the American Bar Association. They claim to have two of only seven practicing attorneys in Illinois with this certification, suggesting a high level of recognized expertise in consumer bankruptcy law.
Direct Attorney-Client Relationship: The firm states that clients' cases are handled directly by their lawyers, not by secretaries or paralegals. This approach aims to provide personalized attention, with attorneys tailoring services to unique circumstances and conducting thorough examinations of each case.
Affordable Rates and Flexible Payment Plans: Recognizing that clients seeking debt relief often have tight finances, Billbusters, Borges and Wu, LLC emphasizes low retainers, reasonable fees, and flexible payment plans. They also mention offering "same-day, no money down filings for qualified individuals," which could be a significant benefit for those in immediate financial distress.
Free Initial Consultation: The firm offers a free initial consultation, allowing prospective clients to meet with a lawyer, ask questions, and determine if bankruptcy or other debt relief options are suitable for their situation without immediate financial commitment.
Multilingual Services: Members of the firm are fluent in Spanish and Chinese, which can be a valuable asset for non-English-speaking clients in the diverse Illinois community, ensuring effective communication and understanding.
While specific, publicized promotions or widely advertised "special offers" are not typical for legal services, Billbusters, Borges and Wu, LLC emphasizes their commitment to affordability and accessibility for individuals facing financial hardship. Their approach to "promotions" primarily revolves around making their services attainable for those in need. This includes offering:
Free Initial Consultations: This allows potential clients to discuss their financial situation and learn about their options without any upfront cost or obligation. It's a crucial first step for many considering bankruptcy or debt relief.
Low Retainers and Reasonable Fees: The firm explicitly states their commitment to keeping retainers and overall legal fees manageable, understanding the financial constraints their clients are under.
Flexible Payment Plans: To further assist clients, they offer payment plans designed to fit individual financial situations, making legal representation more accessible.
Same-Day, No Money Down Filings for Qualified Individuals: This is a significant offer for those in urgent need of bankruptcy protection, allowing them to initiate the process quickly without an immediate payment requirement.
These offerings are designed to address the financial challenges that often lead clients to seek their services, rather than being traditional promotional discounts. They reflect a core part of the firm's operational philosophy to make legal assistance available to a wider segment of the Illinois population.
For Illinois residents seeking legal assistance with debt relief or consumer rights, Billbusters, Borges and Wu, LLC can be contacted using the following information:
Address: 105 W Madison St Fl 23rd, Chicago, IL 60602, USA
Phone: (312) 853-0200
Mobile Phone: +1 312-853-0200
The firm maintains a strong presence in Chicago and states that it has multiple offices throughout the Chicagoland area. This extensive reach is intended to ensure that clients can find a convenient location to discuss their legal needs. Contacting them by phone is the most direct way to schedule a free initial consultation and begin the process of understanding your financial options. Their commitment to accessibility includes offering flexible hours, including evenings and weekends, to accommodate clients who may have demanding work schedules.
For locals in Illinois facing significant financial challenges, Billbusters, Borges and Wu, LLC presents itself as a specialized legal resource focused on debt relief and consumer rights. Their downtown Chicago location, complemented by additional offices across Chicagoland, aims to provide broad accessibility for residents throughout the region. The firm emphasizes its focus on bankruptcy, with claims of highly experienced and certified attorneys, and a commitment to direct attorney-client interaction. Their stated policies regarding low retainers, flexible payment plans, and free initial consultations are designed to address the immediate financial concerns of individuals seeking their services. While some client experiences found online suggest concerns regarding communication and service delivery, the firm's published mission emphasizes professionalism, quality service, and helping clients navigate difficult financial times. For those in Illinois who are exploring options for bankruptcy, foreclosure defense, or debt settlement, reaching out to Billbusters, Borges and Wu, LLC for their free initial consultation could be a step toward understanding potential pathways to financial stability, allowing individuals to assess whether the firm's approach aligns with their specific needs and expectations.
105 W Madison St Fl 23rd, Chicago, IL 60602, USA
105 W Madison St Fl 23rd
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123 N Wacker Dr #250
123 W Madison St #402
120 W Madison St Ste 400
I recommend NO ONE acquire service at this office. A bunch of crooks. Paid $375 to get my case started, I didn't like the monthly amount I was given and decided not accept their service. So I'd asked for a refund because it states in the contract that if a petition isn't file, your money will be returned. BS. These crooks kept my money and then turned around and said I owed them more. So I guess if you don't accept their service when you already paid you won't receive a refund. CROOKS!!! You were warned.
Feb 07, 2019 · Kim RossThis is the most unprofessional place I have ever seen.. That includes one of the partners as well.. It is taking 2.5 months for them to set a court date. They lie so much and now they have lost/deleted important paperwork that was submitted.. I DO NOT RECOMMEND THIS FIRM!! No firm should treat their clients like this..
Oct 05, 2017 · msspring19I filled bankruptcy with this place to save my home they say only pay them but you have to pay them and your bank but they don't tell you that and at the end of the discharge they can still foreclose. They take your money and only temporarily solve the problem don't go with them if you're trying to save your home they don't give all the facts Gillian C.
Dec 05, 2020 · P CFiled for bankruptcy and from the beginning was given the run around. Every 3 months new staff of attorneys. God forbid anyone returns your call. The only saving grace at this office is an employee by the name of Yasenia. Yasenia is the only reason I've not taken my business elsewhere. Never will I reccomend anyone to use this office.
Jul 30, 2019 · Yvette HernandezThe run arounds are consistent. It’s almost as if it’s a cattle call for them to obtain clients.... then the clients are left to fend for themselves.
Mar 07, 2020 · Reese PharellThank you for visiting our website! If you have any suggestions or thoughts, please share them—we value your feedback!
105 W Madison St #2200, Chicago, IL 60602, USA
105 W Madison St # 1300, Chicago, IL 60602, USA
105 W Madison St 23rd floor, Chicago, IL 60602, USA
105 W Madison St #2200, Chicago, IL 60602, USA
105 W Madison St #700, Chicago, IL 60602, USA
105 W Madison St Ste 810, Chicago, IL 60602, USA
105 W Madison St Ste 1500, Chicago, IL 60602, USA
105 W Madison St Ste 600, Chicago, IL 60602, USA
105 W Madison St Ste 1600, Chicago, IL 60602, USA
123 N Wacker Dr #250, Chicago, IL 60606, USA
123 W Madison St #402, Chicago, IL 60602, USA
120 W Madison St Ste 400, Chicago, IL 60602, USA