Chapter 13 Trustees Office

For local users in Cherry Hill Township, New Jersey, and the surrounding South Jersey region who are considering or have filed for Chapter 13 bankruptcy, understanding the role of the Chapter 13 Trustees Office is essential. Located at 535 NJ-38 #580 in Cherry Hill Township, this office operates within the legal framework of the United States Bankruptcy Code and serves a critical function in the administration of Chapter 13 bankruptcy cases filed in the jurisdiction it covers. While not a law firm representing debtors, the Chapter 13 Trustees Office plays a pivotal role that individuals navigating Chapter 13 bankruptcy in the "Lawyers Near Me" platform category need to be aware of.

The address at 535 NJ-38 #580 in Cherry Hill Township suggests a professional office environment, likely situated within a commercial building or complex along a major thoroughfare (NJ-38). This location provides a physical presence for the Trustee's Office within the local community, facilitating the necessary administrative functions related to Chapter 13 bankruptcy cases filed in the area. It's important to note that this office is not where individuals file for bankruptcy; that process is handled through the United States Bankruptcy Court for the District of New Jersey.

The provided phone number, (856) 663-5002, and matching mobile number, +1 856-663-5002, serve as official points of contact for the Chapter 13 Trustees Office. Debtors, creditors, attorneys, and other parties involved in Chapter 13 bankruptcy cases administered by this office can use these numbers to inquire about case status, payment information, meeting schedules, and other procedural matters.

The Chapter 13 Trustee is an impartial official appointed by the Bankruptcy Court to oversee the administration of Chapter 13 cases. Unlike a bankruptcy lawyer who represents the debtor, the Trustee's role is to ensure that the bankruptcy process is conducted according to the law and to protect the interests of creditors while also facilitating the debtor's reorganization plan. The Trustee's responsibilities are multifaceted and crucial to the functioning of the Chapter 13 system.

Key functions and features of the Chapter 13 Trustees Office typically include:

• Meeting of Creditors (341 Meeting): The Trustee conducts the mandatory meeting of creditors where the debtor is questioned under oath about their financial affairs, the proposed repayment plan, and other relevant aspects of their bankruptcy case.
• Review and Analysis of Debtor's Plan: The Trustee reviews the debtor's proposed Chapter 13 repayment plan to determine if it meets the requirements of the Bankruptcy Code, including feasibility, good faith, and the "best interests of creditors" test.
• Objections to Confirmation: If the Trustee finds deficiencies in the debtor's plan, they may file objections with the Bankruptcy Court, outlining the reasons why the plan should not be confirmed.
• Collection and Distribution of Payments: Once a repayment plan is confirmed by the Court, the Trustee is responsible for collecting the monthly payments from the debtor and distributing them to creditors according to the terms of the plan.
• Monitoring Plan Compliance: The Trustee monitors the debtor's adherence to the confirmed repayment plan, including timely payments and other obligations.
• Responding to Inquiries: The Trustee's office serves as a point of contact for debtors, creditors, and their attorneys to obtain information about the case and the repayment process.
• Reporting to the Court: The Trustee regularly reports to the Bankruptcy Court on the progress of Chapter 13 cases under their administration.
• Facilitating Plan Modifications: If circumstances change during the course of the repayment plan, the Trustee may be involved in the process of modifying the plan to address these changes.

It is important for local users in Cherry Hill and surrounding areas considering Chapter 13 bankruptcy to understand that they will interact with the Chapter 13 Trustees Office after filing their case. While they will need a qualified bankruptcy attorney to prepare and file their case and represent their interests before the Bankruptcy Court, the Trustee's Office plays a central administrative role throughout the duration of their three-to-five-year repayment plan.

The Chapter 13 Trustees Office does not typically engage in direct promotional activities aimed at attracting debtors. Their function is a mandated part of the bankruptcy process, and their interactions are primarily with those who have already filed for Chapter 13 relief. However, the accessibility of their office via phone and its physical location in Cherry Hill are important aspects for those involved in cases administered by them.

For individuals searching for "Lawyers Near Me" in Cherry Hill who are considering Chapter 13 bankruptcy, it is crucial to first consult with a qualified bankruptcy attorney who can provide legal advice and representation. The attorney will guide them through the filing process, help them develop a feasible repayment plan, and advocate for their interests before the Bankruptcy Court and in their interactions with the Chapter 13 Trustee.

In summary, the Chapter 13 Trustees Office in Cherry Hill, NJ, located at 535 NJ-38 #580, serves a vital administrative function in Chapter 13 bankruptcy cases filed in its jurisdiction. Headed by an impartial Trustee appointed by the Bankruptcy Court, the office oversees the meeting of creditors, reviews and objects to plans when necessary, collects and distributes payments, monitors plan compliance, and provides information to parties involved in the cases. While not a legal representative for debtors, the Trustee's Office is a key entity that local residents and businesses in Cherry Hill and the surrounding areas who file for Chapter 13 bankruptcy will interact with throughout their bankruptcy proceedings. The contact number, (856) 663-5002 or +1 856-663-5002, provides a means to reach the office for administrative inquiries related to ongoing Chapter 13 cases.